Close Menu
  • Home
  • COMMUNITY NEWS
  • LOCAL NEWS & EVENTS
  • SCHOOL NEWS
  • MILITARY NEWS
  • CRIME / PUBLIC SAFETY
  • THINGS TO DO
  • HEALTH & WELLNESS
  • HOME & GARDEN
  • NORTHWEST FLORIDA NEWS
  • FLORIDA NEWS
  • Contact
Facebook
Facebook X (Twitter) YouTube
Niceville.com
Niceville.com
Home»FLORIDA NEWS»Florida mortgage loan officer indicted, accused of bank fraud, Identity theft
FLORIDA NEWS

Florida mortgage loan officer indicted, accused of bank fraud, Identity theft

Niceville.comMarch 2, 20233 Mins Read
Open law book, gavel, scales of justice in library
Judge's gavel, law books, scales of justice. (File photo)

FLORIDA – An Osceola County mortgage loan officer has been charged with bank fraud and identity theft, the U.S. Attorney’s Office for the Middle District of Florida (USAO) has announced.

Advertisement
Eglin Federal Credit Union auto loan ad with family and open road theme.

Niceville.com Community Partner

United States Attorney Roger B. Handberg on Monday announced the unsealing of an indictment charging Omayra Ujaque, 52, of Saint Cloud, with three counts of bank fraud and one count of aggravated identity theft. If convicted, she faces up to 30 years in federal prison on each bank fraud count and a mandatory consecutive two years imprisonment for the aggravated identity theft count, the USAO said.

According to the indictment, Ujaque, in her capacity as a licensed mortgage loan officer, created and executed a mortgage fraud scheme targeting the financial institution where she worked.

Allegedly, to ensure that otherwise unqualified borrowers were approved for mortgage loans, Ujaque reportedly falsified borrowers’ income through completely fabricated or inflated monthly child support payments on mortgage loan applications that she signed and certified to the financial institution’s underwriting department.

Advertisement
Deer Moss Creek® advertisement by Ruckel Properties, Inc. promoting available homes and lots.

Niceville.com Community Partner

In furtherance of her scheme, Ujaque is accused of creating fictitious Final Judgments of Dissolution of Marriage and Final Orders Modifying Child Support showing the borrowers were entitled to receive non-existent monthly child support payments. Ujaque is alleged to have used the names of judges from the Circuit Court of the Ninth District of Florida and forged their signatures on the fabricated Final Judgments of Dissolution of Marriage or Final Orders Modifying Child Support.

Ujaque then allegedly created bogus Florida Department of Revenue Statements showing the party purportedly paying monthly child support payments to the borrowers and reportedly manufactured phony prepaid debit card statements showing the borrowers purportedly withdrawing the non-existent monthly child support payments, the USAO said in a statement.

“In most cases, the children did not exist, or the borrowers had never been married. Ujaque submitted bogus paperwork to the financial institution to support the false monthly income on the loan applications. Based on Ujaque’s misrepresentations, the financial institution approved and funded the mortgage loans,” the USAO said.

An indictment is merely a formal charge that a defendant has committed one or more violations of federal criminal law. Every defendant is presumed innocent unless and until proven guilty.

The case was investigated by the Federal Housing Finance Agency – Office of Inspector General, U.S. Department of Housing and Urban Development – Office of Inspector General, and the Florida Office of Financial Regulation. It will be prosecuted by Special Assistant United States Attorney Chris Poor.

Share. Facebook Twitter Pinterest LinkedIn Tumblr Email
Previous ArticleGray triggerfish, spotted seatrout now open for recreational harvest
Next Article New rule in effect for Florida recreational crab traps

Related Posts

Walton County Sheriff’s Office emblem on the side of a patrol vehicle.

DeFuniak Springs man admits firing shots, arrested by Walton deputies

October 10, 2025
Deputy Jacob “Kyle” Behrens receives the Life Saving Award from Sheriff Eric Aden.

Walmart parking lot crisis leads to Life Saving Award for OCSO deputy

October 10, 2025
Eeyore the family dog who helped rescue his owner’s injured mother in Destin.

Family dog leads deputy to rescue injured grandmother

October 8, 2025
Advertisement
Eglin Federal Credit Union auto loan ad with family and open road theme.

Niceville.com Community Partner

Categories
  • COMMUNITY NEWS
  • CRIME / PUBLIC SAFETY
  • FLORIDA NEWS
  • HEALTH & WELLNESS
  • HOME & GARDEN
  • IT'S GEEK TO ME
  • LARRY WILLIAMS
  • LOCAL NEWS & EVENTS
  • MARKETPLACE NEWS
  • MILITARY NEWS
  • NORTHWEST FLORIDA NEWS
  • OUTDOORS
  • ROADS / TRANSPORTATION
  • SCHOOL NEWS
  • THINGS TO DO
Advertisement
Eglin Federal Credit Union auto loan ad with family and open road theme.

Niceville.com Community Partner

COMMUNITY PARTNERS
  • EGLIN FEDERAL CREDIT UNION
  • EYEWEAR UNLIMITED
  • HAIR EXPRESS
  • MIDBAY VETERINARY HOSPITAL
  • NICEVILLE FARMERS MARKET
  • NICEVILLE INSURANCE AGENCY
  • RUCKEL PROPERTIES, INC.
  • THE WHARF 850
Advertisement
The Wharf 850 Niceville, Florida

Niceville.com Community Partner

Categories
  • COMMUNITY NEWS
  • CRIME / PUBLIC SAFETY
  • FLORIDA NEWS
  • HEALTH & WELLNESS
  • HOME & GARDEN
  • IT'S GEEK TO ME
  • LARRY WILLIAMS
  • LOCAL NEWS & EVENTS
  • MARKETPLACE NEWS
  • MILITARY NEWS
  • NORTHWEST FLORIDA NEWS
  • OUTDOORS
  • ROADS / TRANSPORTATION
  • SCHOOL NEWS
  • THINGS TO DO
Advertisement
The Wharf 850 Niceville, Florida

Niceville.com Community Partner

Advertisement
The Wharf 850 Niceville, Florida

Niceville.com Community Partner

ABOUT NICEVILLE.COM

PRIVACY POLICY

TERMS OF SERVICE

© 2025 Niceville.com. All Rights Reserved.

Type above and press Enter to search. Press Esc to cancel.