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EFCU Mastercard

Platinum Mastercard

Enjoy all the benefits and features that come with our lowest rate credit card.

Platinum Rewards

Enjoy a low rate while earning points towards travel, merchandise, cash back & more.

Home Equity Line of Credit

If you have equity in your home & you need extra funds, we offer a great rate on our Home Equity Line of Credit Mastercard®.

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EFCU Mastercard Features

Everything you expect and more, all of our credit cards include a few additional perks.

Take Control of Your Card

Manage your EFCU Credit and/or Debit Card usage through your mobile device by defining when, where and how your card is used.

Taking a trip?

Prevent interruption of service to your EFCU credit and/or debit card by notifying us before you leave town. Call us at 850.862.0111 option 1, or submit your travel notification via DocuSign using our Travel Notification Form.

Transaction Authorization Alerts

We'll notify you via text, email, &/or phone if we suspect unauthorized transactions on your Mastercard.

Credit Limit Increase

There are several ways to request a credit limit increase on your EFCU Mastercard®