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EFCU Mortgage Services

Buy a home.

The choice is easy. EFCU members benefit from lower closing costs with NO ORIGINATION FEES and NO LENDER FEES.

Refinance with us.

Refinance your home with EFCU for a lower interest rate or "cash out" and never pay ORIGINATION FEES or LENDERS FEES.

Get cash.

Take advantage of the equity in your home to fund home improvement projects, large purchases or consolidate debt using a Home Equity Loan or HELOC from EFCU.

Buy land.

Whether purchasing land as a long-term investment or to build your new home, EFCU can help provide the funds to get you there.

Fixed Conventional Loan Payment Calculator

Use our fixed conventional loan payment calculator to determine how much you can afford.

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